This is the second time we’re offering publicly posting one of our quarterly commentaries. In the past, we shared the market commentaries with only our investors in our quarterly reports. Going forward, we will post the quarterly commentaries on this blog.

It's the elephant in the room in many conversations now. The question about interest rate increases comes from new investor prospects, seasoned Wellings Capital investors, and colleagues at masterminds and cocktail parties.

In two previous blog articles, I made a lot of noise about inflation. In the first post, I talked about how to grow wealth through real estate investing in this historically unique time of low interest rates and increasing inflation. In the second post, I discussed some specific ways to implement this wealth-building strategy. But that’s not all.

“Isn’t self-storage overbuilt?”

YES!

I get this question from investors and prospective investors all the time. And I often say “Yes” in reply. So, their next question should be obvious:

“Ummm…so why do you invest tens of millions in it?”

Can you invest in real estate with your IRA or 401(k)?

YES! Well…maybe.

This question turns on the word “you.” Because I can confidently tell you the answer completely depends on “you.”

Here’s what I mean. The tax code definitely allows you to make these investments. But many investors, through ignorance of the tax code, don’t take advantage of this opportunity.

Nothing.

Absolutely nothing.

Nothing happens when Elon Musk tweets a broken heart emoji.

Or a diamond hands emoji.

Or any other emoji.

If you’re a commercial real estate investor that is.